PAY OVER TIME
0% APR for 24 or 36 Months *
On purchases of $299 or more at Independence Bed made with your Synchrony HOME™ Credit Card. Equal monthly payments required for 24 or 36 months.
Select at checkout
Independence Bed works with multiple lenders to provide financing options for you.
Application made easy
Add to Cart
Browse Independence Bed products and add to your cart
Select “Checkout Finance” at checkout
Apply For Financing
It’s fast, simple, safe, and secure
If approved, you can complete your order with your new account
Frequently asked questions
What happens if I don’t qualify for the initial financing offer?
If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing provider that can be used to complete the purchase (which may be subject to credit approval). Independence Bed works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
Which providers may present a financing offer when I apply?
Independence Beds works with multiple financing providers. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional opportunities from the other providers, which may be subject to credit approval.
How do I pay my bill?
Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.
Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay By Phone:
Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday
7:30 AM - 12:00AM ET
10:00 AM - 7:00PM ET
Sunday - Closed.
Pay By Mail:
To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
P.O. Box 960061
Orlando, FL 32896-0061
To manage your Genesis Credit® Account or for more information, please click here.
What happens if I am presented an offer?
You’ll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.
*Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.